Helping Businesses Rise to New Heights—
With Strategy, Clarity, and Confidence

Clear, Strategic Support for Small Businesses...

Smarter Payment Processing That Protects Your Profits

Let Us Guide You to a Successful Future by Optimizing Your Merchant Services

Take the First Step:
Click to Schedule A Consult Now

Contact Us for Outstanding Service

As businesses evolve, their payment needs change. A system that worked during early stages may no longer be ideal as transaction volume increases, customers expect more payment options, or online sales expand. We help ensure your payment infrastructure grows with your business instead of holding it back.

Get Your Free Consult Now!

advanced processing terminal, intrigued, analyzing transaction data, photorealistic, busy airport lounge background with moving travelers, highly detailed, screen with data analytics animating, selective focus, cool grays, neutral ambient lighting, shot with a 70-200mm lens.

By reviewing your current setup and identifying opportunities for improvement, we help streamline operations, improve cash flow timing, and enhance the customer experience. Smarter payment processing creates stronger financial foundations and fewer surprises.

Streamline Merchant Payments With Our Expertise

At Renwick Evans and Associates, we excel in enhancing merchant checkout experiences. We prioritize exceptional service by really understanding customer needs to provide outstanding results.

Explore Merchant Solutions Today

modern processing terminal, contemplative, inputting amount with keypad, photorealistic, tech store background with electronic shelves, highly detailed, digital interface animation, sharp focus, cooler tones, cool fluorescent lighting, shot with an 85mm lens.

Frequent FAQs About Merchant Payment Services

Q1

Can I Lower My Processing Fees?

In many cases, yes—especially if your payment processing setup hasn’t been reviewed in several years. Processing rates, fee structures, and available programs change frequently, and many businesses end up overpaying without realizing it. A detailed review can often uncover hidden fees, inefficient pricing models, or oportunities for better alignment with your transaction volume and business type.

Our goal is not just to lower fees, but to ensure your processing costs make sense for how your business actually operates. Sometimes savings come from adjusting pricing structures, and other times from improving transaction methods or system configuration. Either way, the focus is on long-term value and transparency.

Q2

Will Switching Disrupt My Business?

Switching payment processors does not have to disrupt your business when managed properly. We carefully plan each transition to minimize downtime and ensure your team and customers experience a smooth changeover. This includes coordinating setup, testing systems, and timing the switch to avoid peak business hours whenever possible.

Our approach prioritizes continuity, so you can continue accepting payments without interruption. We also provide guidance and support during the transition to ensure everything functions correctly from day one.

Q3

Do I Need a New POS System?

Not always. Many businesses already have POS systems that work well and do not require replacement. We start by evaluating your current system to determine whether it meets your operational needs, integrates properly with your payment processing, and supports your growth plans.

If an upgrade is recommended, it’s because it adds measurable value—such as better reporting, faster transactions, improved customer experience, or scalability. We only suggest changes that make sense for your business, not unnecessary technology.

efficient merchant checkout, smiling, handing receipt to customer, photorealistic, supermarket checkout aisle background with stocked products, highly detailed, hand and paper interaction in motion, crisp focus, warm hues, overhead LED lighting, shot with a 24mm lens.

Schedule a Free Strategy Call

Merchant Processing & Payment Solutions
Payment processing is one of the most overlooked areas of small business profitability. Many business owners unknowingly pay excessive fees, use outdated systems, or lack visibility into how their payment setup affects cash flow. Over time, these inefficiencies quietly erode profits and create unnecessary friction for both the business and its customers.

Our Merchant Processing & Payment Solutions focus on transparency, efficiency, and optimization. We help business owners understand how payment systems work, what they are truly paying in fees, and where improvements can be made. The goal is not just to process payments—but to build a system that supports growth and profitability.

Contact Us for Outstanding Service

As businesses evolve, their payment needs change. A system that worked during early stages may no longer be ideal as transaction volume increases, customers expect more payment options, or online sales expand.

We help ensure your payment infrastructure grows with your business instead of holding it back.

advanced processing terminal, intrigued, analyzing transaction data, photorealistic, busy airport lounge background with moving travelers, highly detailed, screen with data analytics animating, selective focus, cool grays, neutral ambient lighting, shot with a 70-200mm lens.

By reviewing your current setup and identifying opportunities for improvement, we help streamline operations, improve cash flow timing, and enhance the customer experience. Smarter payment processing creates stronger financial foundations and fewer surprises.

Free Merchant Processing Terminal
What’s Included With a Free Terminal
  • EMV chip card acceptance
  • Contactless and mobile wallet payments
  • Secure, PCI-compliant technology
  • Reliable transaction processing
  • Basic reporting and receipt functionality
In many cases, terminals can be countertop or wireless depending on business needs. The exact model is selected based on how and where you accept payments.
Many small businesses hesitate to upgrade or switch payment processors because of the upfront cost of equipment. To remove that barrier, we offer qualified businesses a free merchant processing terminal as part of their payment processing setup. This allows businesses to accept payments securely and efficiently without a large initial investment.

A “free terminal” does not mean lower quality or limited functionality. These terminals support modern payment methods, including EMV chip cards, contactless payments, and mobile wallets. The goal is to provide reliable, compliant equipment that meets your day-to-day payment needs.

See If Your Business Qualifies for a Free Terminal

How the Free Terminal Program Works

sleek merchant payment, focused, swiping card, photorealistic, bustling market background with colorful stalls and shoppers, highly detailed, dynamic motion blur effect of card swipe, shallow depth of field, vibrant colors, soft warm lighting, shot with a 50mm lens.

The free terminal is typically provided as part of an active merchant processing agreement. Instead of purchasing equipment outright, qualified businesses receive the terminal at no upfront cost while processing payments through the recommended solution. This helps preserve cash flow while still upgrading payment capabilities.

We review your business type, transaction volume, and payment needs to determine eligibility. Once approved, the terminal is configured for your business and ready to use with minimal setup time.

Are There Any Catches?

The terminal is provided to remove upfront equipment costs—not as a gimmick. As with most processing solutions, continued use of the terminal is tied to maintaining an active merchant account. If processing is discontinued, the equipment may need to be returned or replaced, depending on the agreement.

We believe in transparency, which is why all terms are clearly explained upfront. Our focus is on long-term value, not short-term promotions.

Is a Free Terminal Right for Your Business?

A free terminal can be an excellent option for businesses that want to:

  • Reduce startup or upgrade costs
  • Replace outdated equipment
  • Improve payment acceptance without large upfront spending
  • Get up and running quickly

However, not every business requires new hardware. If your existing equipment already supports your needs, we’ll tell you honestly.

Go big with us

Enhanced Efficiency and Security in Merchant Payment Systems

With our sophisticated merchant payment solutions, Renwick Evans & Associates enhance transaction efficiency. Our innovative systems reduce processing time and improve accuracy in real-time checkout.

Our solutions streamline your payment processes effectively.

We enable quick and secure customer transactions.

portable transaction device, focused, capturing digital signature, photorealistic, small boutique store background with clothing racks and a large mirror, highly detailed, signatures forming on screen dynamically, tight focus, pastel colors, gentle ambient lighting, shot with a 100mm macro lens.
innovative merchant checkout, attentive, packing customer items, photorealistic, open-air market stall background with local produce surrounding, highly detailed, interactive touch screen flickering, depth of field play, natural greens and browns, direct sunlight with shadows, shot with a 16mm wide-angle lens.

We Promise Excellence in Merchant Payment Solutions

sleek merchant payment, focused, swiping card, photorealistic, bustling market background with colorful stalls and shoppers, highly detailed, dynamic motion blur effect of card swipe, shallow depth of field, vibrant colors, soft warm lighting, shot with a 50mm lens.

Renwick Evans and Associates prioritize your business needs, delivering top-tier merchant payment solutions that streamline operations. Our commitment to adapting to evolving market demands ensures your systems are always up-to-date and efficient. By leveraging our expertise, you gain access to customizable solutions that fit your unique business model, reducing transaction complexity and enhancing security.

Trust in our decades of combined experience, which positions us as a leading agency in merchant processing. We guarantee transparency and support throughout the process, allowing you to focus on growth while we handle the intricacies of your payment systems. Our comprehensive service ensures you remain competitive and innovative in an ever-changing marketplace.

Partner with Us for Seamless Solutions

Let our expertise guide your business towards transaction excellence today.

Merchant services are subject to approval. Rates, fees, and terms vary based on business type and transaction activity.

See firsthand how our solutions transform transactions...

Get a Payment Processing Review